Santa Rosa County property record for 6716 Cotter Dr, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,936 sqft · built 2008 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Jan 2019) |
| Tax Bill | $1,910 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2N-28-4500-00B00-0130 |
| Primary APN | 27-2N-28-4500-00B00-0130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,936 sqft Heated Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 2,356 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 10,106 sqft (0.232 acres) |
| Lot Dimensions | 1,330 ft deep x 75 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 94 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 272N28450000B000130 |
|---|---|
| Street Address | 6716 COTTER DR |
| City | MILTON |
| State | FL |
| Zip | 32570-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC RIDGE ESTATES LOT 13 BLK B AS DES IN OR 3796 PG 684 |
| Legal Range | 28W |
| Legal Township | 02N |
| Legal Section | 27 |
| Legal Subdivision | RUSTIC RIDGE ESTATES |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 10505 |
Source: Santa Rosa County records · APN 27-2N-28-4500-00B00-0130
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 932 N COUNTY ST, WAUKEGAN, IL 60085-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 10, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on Record |
| Deed Sale | Jan 10, 2019 · Amount on Record |
| Prior Sale | Apr 13, 2010 · Amount on Record |
| Deed Document Number | 201901163 |
| Deed Book / Page | 3796 / 0684 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6716 COTTER DR, MILTON, FL 32570-2720 |
| Document Number | 0039781054 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 5227 16TH AVE MERIDIAN MS 393051675, MERIDIAN, MS 39305-1675 |
| Document Number | 0039781054 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 003978/001054 |
| Instrument | 35824 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 10, 2019 |
| Property Address | 6716 COTTER DR, MILTON, FL 32570-2720 |
| Document Number | 0037960684 |
| Book / Page | 003796 / 000684 |
| Instrument Date | Jan 08, 2019 |
| Instrument | 1163 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6716 COTTER DR MILTON FL 325702720, MILTON, FL 32570-2720 |
| Document Number | 37960686 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 003796/000686 |
| Instrument | 1164 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2049 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Milton City |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,910.00 (+3.08%) Homeowner's exemption | $170,163 (+3%) | $222,807 (+0.73%) Land $29,000 Building $193,807 |
| 2023 | $1,853.00 (+3%) Homeowner's exemption | $165,207 (+3%) | $221,192 (+6.76%) Land $29,000 Building $192,192 |
| 2022 | $1,799.00 Homeowner's exemption | $160,395 | $207,186 Land $26,000 Building $181,186 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 323 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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