Osceola County property record for 6720 Midland Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 1989 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Oct 2025) |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 94926 |
| Primary APN | 94926 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,790 sqft Heated Area |
| Gross Area | 2,107 sqft |
| 1st Floor Area | 1,790 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 317 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 94926 |
|---|---|
| Street Address | 6720 MIDLAND DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM SW COR BLK B OAKWOOD SHORES, S 87 DEG W 50 FT, S 10 DEG W 108.25 FT, N 87 DEG E 150 FT TO POB; S 7 DEG E 448.49 FT, E |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | BASS HIGHWAY RURAL ACREAGE AREA |
| Legal Block | 1,B |
| Legal Lot Number | 901,913 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records · APN 94926
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6720 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC |
| Oct 17, 2025 | Warranty Deed, Transfer · FHA Mortgage GEO-CORP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | Oct 10, 2016 · Amount on Record |
| Deed Document Number | 2025128960 |
| Deed Book / Page | 6866 / 1388 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6720 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6720 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Document Number | 0060412819 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 6041/2819 |
| Instrument | 2021141576 |
| Name | ACCELERATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 17, 2025 |
| Property Address | 6720 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Document Number | 0068661388 |
| Book / Page | 6866 / 1388 |
| Map Reference | MB 1 PG 358 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025128960 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 S 10TH ST, LEBANON, PA 17042-5117 |
| Name | Verified Name |
|---|---|
| Address | 6720 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Document Number | 0068661390 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 6866/1390 |
| Name | GEO-CORP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,659.00 (+6.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $186,389 (+2.9%) | $249,000 (+0.16%) Land $49,000 Building $200,000 |
| 2024 | $2,505.00 (+2.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $181,137 (+3%) | $248,600 (+1.3%) Land $49,000 Building $199,600 |
| 2023 | $2,447.00 (+4.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $175,862 (+3%) | $245,400 (+13.56%) Land $49,000 Building $196,400 |
| 2022 | $2,331.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $170,740 | $216,100 Land $49,000 Building $167,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 192 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force 182 of 192 on primary residences |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023, rainfall accumulation |
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 159 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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