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1825 Midland Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1825 Midland Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 1989
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Mar 2019)
Tax Bill$2,542 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0126314460000B0100

Property Details

APN / Parcel Number

Primary APN0126314460000B0100
Alternative APN
  • 94998

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,482 sqft Heated Area
Gross Area2,468 sqft
1st Floor Area1,482 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions120 ft deep x 115 ft wide
Garage TypeFinished
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area410 sqft
FenceFence
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number94998
Street Address1825 MIDLAND DR
CitySAINT CLOUD
StateFL
Zip34771-9792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionOAKWOOD SHORES UNIT 1 PB 1 PG 358 BLK B ALL LOTS B10, B11 & N 15 FT OF LOT B12
Legal Range31E
Legal Township26S
Legal Section01
Legal SubdivisionOAKWOOD SHORES
Legal Tract4460
Legal BlockB
Legal Lot NumberB B11
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1042
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1825 MIDLAND DR, SAINT CLOUD, FL 34771-9792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2019 · Amount on Record
Deed SaleMar 15, 2019 · Amount on Record
Prior SaleJun 12, 2003 · Amount on Record
Deed Document Number2019033300
Deed Book / Page5492 / 0150
Record UpdatedJun 8, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 15, 2019
Property Address1825 MIDLAND DR, SAINT CLOUD, FL 34771-9792
Document Number0054920150
Book / Page005492 / 000150
Instrument DateMar 13, 2019
Instrument33300
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 MIDLAND DR ST CLOUD FL 347719792, ST CLOUD, FL 34771-9792

Mortgage

Document Number54920151
DateMar 15, 2019
Book Page005492/000151
Instrument33301
Lender
NameLIONEL G JR & FRANCES G LIBORIO
Address5220 HAMMOCK POINTE CT, ST CLOUD, FL 34771-8795
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,542.00 (+8.68%) Homeowner's exemption$172,959 (+5.99%)$295,300 (+21.92%) Land $70,000 Building $225,300
2023$2,339.00 (+4.93%) Homeowner's exemption$163,190 (+3%)$242,200 (+19.37%) Land $47,200 Building $195,000
2022$2,229.00 Homeowner's exemption$158,437$202,900 Land $36,800 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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