Osceola County property record for 6726 Midland Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1998 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,500 (Jul 1997) |
| Tax Bill | $1,344 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 01-26-31-4460-000I-9010 |
| Primary APN | 01-26-31-4460-000I-9010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,375 sqft |
| 1st Floor Area | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Dimensions | 108 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6726 MIDLAND DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | OAKWOOD SHORES UNIT 1 PB 1 PG 358 BLK I LOT 901 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | OAKWOOD SHORES |
| Legal Tract | 4460 |
| Legal Block | I |
| Legal Lot Number | 901 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6726 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit PARTNERS FEDERAL CREDIT UNION |
| Dec 31, 2019 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 1997 · Amount on Record |
| Deed Sale | Jul 23, 1997 · Amount on Record |
| Prior Sale | Jul 3, 1997 · Amount on Record |
| Deed Book / Page | 1418 / 2938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 6726 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Document Number | 0000110049 |
| Book / Page | 7024 / 902 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026110049 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6726 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Document Number | 0000110049, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 7024/902 |
| Instrument | 2026110049 |
| Name | PARTNERS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6726 MIDLAND DR, SAINT CLOUD, FL 34771-9794 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056500874 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 5650/0874 |
| Instrument | 2019169587 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,344.00 (+12%) Homeowner's exemption | $86,453 (+5.99%) | $219,100 (+23.79%) Land $35,000 Building $184,100 |
| 2023 | $1,200.00 (+6.95%) Homeowner's exemption | $81,570 (+3%) | $177,000 (+18.39%) Land $18,000 Building $159,000 |
| 2022 | $1,122.00 Homeowner's exemption | $79,195 | $149,500 Land $14,000 Building $135,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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