Santa Rosa County property record for 6710 Joy St, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 2018 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Oct 2018) |
| Tax Bill | $986 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1N-28-1655-00000-0190 |
| Primary APN | 22-1N-28-1655-00000-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| Gross Area | 1,689 sqft |
| 1st Floor Area | 1,258 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 281 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6710 JOY ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-9037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HAPPY ACRES LOT 19 AS DES IN OR 3766 PG 1145 LESS ALL MINERAL RIGHTS |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 22 |
| Legal Subdivision | HAPPY ACRES |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10709 |
6710 Joy St is owned and occupied by an individual who bought it in October 2018.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6710 JOY ST, MILTON, FL 32583-9037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Sep 17, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on File |
| Deed Sale | Oct 5, 2018 · Amount on File |
| Prior Sale | Sep 17, 2018 · Amount on File |
| Deed Document Number | 201843141 |
| Deed Book / Page | 3772 / 671 |
| Prior Transfer Date | Feb 12, 2018 |
| Prior Transfer Doc | 0037030200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6710 JOY ST, MILTON, FL 32583-9037 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6710 JOY ST, MILTON, FL 32583-9037 |
| Document Number | 0040990577 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 4099/577 |
| Instrument | 202122533 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6710 JOY ST, MILTON, FL 32583-9037 |
| Document Number | 0039301077 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 6710 JOY ST MILTON FL 325839037, MILTON, FL 32583-9037 |
| Document Number | 0039301077 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 003930/001077 |
| Instrument | 13429 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 17, 2018 |
| Property Address | 6710 JOY ST, MILTON, FL 32583-9037 |
| Document Number | 0037661145 |
| Book / Page | 3766 / 1145 |
| Map Reference | MB B PG159 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 201839898 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TITLE OF NORTHWEST FLO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $983.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5985 CURTIS RD, 5985, PACE, FL 32571-6705 |
| Name | Verified Name |
|---|---|
| Address | 6710 JOY ST, MILTON, FL 32583-9037 |
| Document Number | 0201839899 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 201839899 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,540 (+2.9%) | $196,675 (+4.93%) Land $32,000 Building $164,675 | |
| 2024 | $986.00 (+2.6%) Homeowner's exemption | $115,199 (+3%) | $187,440 (+4.8%) Land $25,000 Building $162,440 |
| 2023 | $961.00 (+3%) Homeowner's exemption | $111,844 (+3%) | $178,853 (+15.05%) Land $25,000 Building $153,853 |
| 2022 | $933.00 Homeowner's exemption | $108,586 | $155,459 Land $9,500 Building $145,959 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6710 Joy St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6710 Joy St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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