671 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 671 Oak St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1926
Square Footage1,470 sqft Living Area
Lot Size7,656 sqft (0.176 acres)
GarageDetached
OccupancyOwner Occupied
Last Sale$205,000 (2019)

Property Details

APN / Parcel Number

Primary APN06-23-178-001

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,470 sqft Living Area
Gross Area2,070 sqft Gross Area
Basement Area600 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area7,656 sqft (0.176 acres)
Depth X Width116 ft x 66 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address671 OAK ST
CityELGIN
StateIL
Zip60123-7456
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJ C & W H KIMBALLS 4TH ADDN LOT 4 BLOCK 10
Legal SubdivisionJ C&W H KIMBALLS 4TH ADDN
Legal Block10
Legal Lot Number4
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5021
Census Tract851600

Owner

Source: Kane County records · APN 06-23-178-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address671 OAK ST, ELGIN, IL 60123-7456
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
USAA FSB
Jun 10, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Deed Doc Number201923721
Prior Transfer DateSep 08, 2014
Prior Transfer Doc0000045568
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address671 OAK ST, ELGIN, IL 60123-7456
Transaction TypeMortgage
Record UpdatedFeb 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006449
DateJan 26, 2021
Instrument2021K006449
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term356 Months
DueSep 01, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 10, 2019
Property Address671 OAK ST, ELGIN, IL 60123-7456
Document Number0000023721
Instrument DateMay 21, 2019
Instrument23721
Transaction TypeTransfer
Record UpdatedJun 25, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$307.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address671 OAK ST ELGIN IL 601237456, ELGIN, IL 60123-7456

Mortgage

Document Number23722
DateJun 10, 2019
Instrument23722
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 09, 2049

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption
2024$81,580 (+21.39%) Land $16,467 Building $65,113$244,838 (+21.44%) Land $49,421 Building $195,417
2022$5,307.00 Homeowner's exemption$67,203 (+6.96%) Land $13,565 Building $53,638$201,609 (+6.96%) Land $40,695 Building $160,914
2021$62,830 Land $12,682 Building $50,148$188,490 Land $38,046 Building $150,444

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