Kane County property record for 721 Oak St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,407 sqft Living Area |
| Lot Size | 6,897 sqft (0.158 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2020) |
| Tax Bill | $5,487.00 (2025) |
| Primary APN | 06-23-177-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,407 sqft Living Area |
| Gross Area | 2,137 sqft Gross Area |
| Basement Area | 730 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,897 sqft (0.158 acres) |
| Depth X Width | 105 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 721 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7411 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS 4TH ADDN LOT 4 BLOCK 11 |
| Legal Subdivision | J C&W H KIMBALLS 4TH ADDN |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 5 |
| Census Block | 5022 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-177-001
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 721 OAK ST, ELGIN, IL 60123-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on Record |
| Deed Sale | Mar 18, 2020 · Amount on Record |
| Prior Sale | Oct 11, 2012 · Amount on Record |
| Deed Doc Number | 202014026 |
| Prior Transfer Date | Jan 30, 2013 |
| Prior Transfer Doc | 0000020937 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 721 OAK ST, ELGIN, IL 60123-7411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009108 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 2021K009108 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 18, 2020 |
| Property Address | 721 OAK ST, ELGIN, IL 60123-7411 |
| Document Number | 0000014026 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 2020K014026 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 721 OAK ST, ELGIN, IL 60123-7411 |
| Document Number | 0000014027 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020K014027 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,487.00 (+15.81%) Homeowner's exemption | ||
| 2024 | $73,617 (+21.4%) Land $15,901 Building $57,716 | $220,939 (+21.44%) Land $47,722 Building $173,217 | |
| 2022 | $4,738.00 (+4.78%) Homeowner's exemption | $60,642 (+6.96%) Land $13,098 Building $47,544 | $181,926 (+6.96%) Land $39,294 Building $142,632 |
| 2021 | $4,522.00 Homeowner's exemption | $56,696 Land $12,246 Building $44,450 | $170,088 Land $36,738 Building $133,350 |
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