655 Harmony Cir, Wayzata, MN 55391 Property Records

Hennepin County property record for 655 Harmony Cir, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,614 sqft · built 1957
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,900 (Oct 2000)
Tax Bill	$7,172 (2025)
Deeds & Mortgages	Apr 2020 Transfer
Flood Zone	Zone A (high risk)
APN	`31-118-22-44-0038`

Property Details

APN / Parcel Number

Primary APN	`31-118-22-44-0038`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	1,614 sqft
Basement Area	1,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	262 ft deep x 84 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	400 sqft
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	655 HARMONY CIR
City	WAYZATA
State	MN
Zip	55391-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 011 BLOCK 002 A WAY-WOODS E 84X262X83X254
Legal Range	22
Legal Township	118
Legal Section	31
Legal Quarter	44
Legal Subdivision	WAY-WOODS
Legal Block	2
Legal Lot Number	11
Jurisdiction	HENNEPIN MN
Township / Civil Division	WAYZATA
Census Block Group	4
Census Block	4003
Census Tract	27300

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 HARMONY CIR, WAYZATA, MN 55391-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2000 · Amount on Record
Deed Sale	Oct 11, 2000 · Amount on Record
Prior Sale	Dec 18, 1997 · Amount on Record
Deed Document Number	2000747755
Last Transfer Date	Apr 29, 2020
Transfer Doc	0010781249
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 30, 2020
Property Address	655 HARMONY CIR, WAYZATA, MN 55391-1105
Document Number	0010781249
Instrument Date	Apr 29, 2020
Instrument	10781249
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 HARMONY CIR WAYZATA MN 553911105, WAYZATA, MN 55391-1105

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Wayzata City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,172.00 (+15.36%)	$629,400 (+9.08%) Land $269,100 Building $360,300	$629,400 (+9.08%) Land $269,100 Building $360,300
2023	$6,217.00 Homeowner's exemption
2022		$577,000 Land $221,000 Building $356,000	$577,000 Land $221,000 Building $356,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1999–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wayzata serves 4,592 people · EPA ID MN1270054
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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