662 Packard Dr, Elgin, IL 60120 Property Records

Cook County property record for 662 Packard Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,895 sqft · built 1987
Lot Size	0.143 acres (6,235 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Dec 2015)
Tax Bill	$6,529 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-204-003`

Property Details

APN / Parcel Number

Primary APN	`06-19-204-003`
Alternative APN	`06-19-204-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,235 sqft (0.143 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	662 PACKARD DR
City	ELGIN
State	IL
Zip	60120-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT4
Legal Lot Number	257
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2007
Census Tract	804406

Owner

Source: Cook County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	662 PACKARD DR, ELGIN, IL 60120-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 22, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Prior Sale	Jan 12, 2015
Deed Document Number	201546037
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	662 PACKARD DR, ELGIN, IL 60120-7618
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 PACKARD DR, ELGIN, IL 60120-7618

Mortgage

Document Number	0008632022
Date	Mar 27, 2026
Instrument	2608632022

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2046

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	662 PACKARD DR, ELGIN, IL 60120-7618
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	662 PACKARD DR, ELGIN, IL 60120-7618

Mortgage

Document Number	0008214171
Date	Mar 22, 2024
Instrument	2408214171

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,001 (+30.78%) Land $4,365 Building $29,636	$340,010 (+30.78%) Land $43,650 Building $296,360
2023	$6,529.00 (+3.37%)
2022	$6,316.00 Homeowner's exemption	$25,999 Land $4,052 Building $21,947	$259,990 Land $40,520 Building $219,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet.

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