67 Spruce St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 67 Spruce St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,284 sqft · built 1925
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2021)
Tax Bill	$5,588 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.68-6-14`

Property Details

APN / Parcel Number

Primary APN	`421500 49.68-6-14`
Alternative APN	`150004906800060140000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	876 sqft
Upper Floors Area	408 sqft
Attic	Attic
Attic Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	70 ft deep x 40 ft wide
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	67 SPRUCE ST
City	SCHENECTADY
State	NY
Zip	12304-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1X WOOD AND GARAGE
Legal Subdivision	BELONGING TO STEPHEN P J CLUTE
Legal Block	6
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3006
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.68-6-14

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	67 SPRUCE ST, SCHENECTADY, NY 12304-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2021	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU
Jul 20, 2018	Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2021 · Amount on Record
Deed Sale	Dec 06, 2021 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	202161222
Deed Book / Page	2072 / 994
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 06, 2021
Property Address	67 SPRUCE ST, SCHENECTADY, NY 12304-1402
Document Number	0000061222
Book / Page	2072 / 994
Map Reference	MAP 4
Instrument Date	Nov 23, 2021
Instrument	202161222
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	A AND G TITLE AND SETTLEMENT SERVICES, A AND G TITLE AND STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 SPRUCE ST, SCHENECTADY, NY 12304-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MCCLELLAN ST, SCHENECTADY, NY 12304-1125

Mortgage

Document Number	0000061223
Date	Dec 06, 2021
Instrument	202161223

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 20, 2018
Property Address	67 SPRUCE ST, SCHENECTADY, NY 12304-1402
Document Number	0000031877
Book / Page	1991 / 799
Instrument Date	Jun 29, 2018
Instrument	201831877
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 SPRUCE ST, 67, SCHENECTADY, NY 12304-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 BEDFORD RD, SCHENECTADY, NY 12308-3436

Mortgage

Document Number	0000031879
Date	Jul 20, 2018
Instrument	201831879

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,588.00 (+38.73%)	$113,200 (-) Land $12,100 Building $101,100	$187,448 (+30.82%) Land $20,036 Building $167,412
2023		$113,200 (-) Land $12,100 Building $101,100	$143,291 (+3.8%) Land $15,316 Building $127,975
2022		$113,200 Land $12,100 Building $101,100	$138,049 Land $14,756 Building $123,293
2021	$4,028.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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