Schenectady County and Schenectady City property record for 63 Spruce St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,296 sqft · built 1920 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Dec 2021) |
| Tax Bill | $4,808 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-6-15 |
| Primary APN | 421500 49.68-6-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 672 sqft |
| 2nd Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 70 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 63 SPRUCE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Subdivision | BELONGING TO S P H CLUTE |
| Legal Block | 6 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1295 MYRON ST, SCHENECTADY, NY 12309-5808 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 18, 2018 | Grant Deed, Transfer PARTNERS ABSTRACT CORPORATION |
| Dec 19, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 202163752 |
| Deed Book / Page | 2073 / 954 |
| Prior Transfer Date | Feb 25, 2013 |
| Prior Transfer Doc | 0000009141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 16, 2021 |
| Property Address | 63 SPRUCE ST, SCHENECTADY, NY 12304-1402 |
| Document Number | 0000063752 |
| Book / Page | 2073 / 954 |
| Map Reference | CAB B MAP 54 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 202163752 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 SPRUCE ST, SCHENECTADY, NY 12304-1402 |
| Name | Verified Name |
|---|---|
| Address | 1227 GERLING ST, SCHENECTADY, NY 12308-1717 |
| Investor | Possibly a Property Investor |
| Document Number | 0000063753 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 202163753 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 18, 2018 |
| Property Address | 63 SPRUCE ST, SCHENECTADY, NY 12304-1402 |
| Document Number | 0000041404 |
| Book / Page | 001995 / 000889 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 41404 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | PARTNERS ABSTRACT CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $234.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 TREMONT AVE SCHENECTADY NY 123042810, SCHENECTADY, NY 12304-2810 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 19, 2017 |
| Property Address | 63 SPRUCE ST, SCHENECTADY, NY 12304-1402 |
| Document Number | 0000057223 |
| Book / Page | 001977 / 000827 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 57223 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,808.00 (+5.53%) | $90,700 (-) Land $13,600 Building $77,100 | $150,190 (+30.82%) Land $22,520 Building $127,670 |
| 2023 | $90,700 (-) Land $13,600 Building $77,100 | $114,810 (+3.8%) Land $17,215 Building $97,595 | |
| 2022 | $90,700 Land $13,600 Building $77,100 | $110,610 Land $16,585 Building $94,025 | |
| 2021 | $4,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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