Schenectady County and Schenectady City property record for 66 Spruce St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,548 sqft · built 1904 |
| Lot Size | 0.079 acres (3,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Mar 2017) |
| Tax Bill | $5,216 (2026) |
| Deeds & Mortgages | Apr 2019 Sale Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-6-22 |
| Primary APN | 421500 49.68-6-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 862 sqft |
| 2nd Floor Area | 686 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 3,480 sqft (0.079 acres) |
| Lot Dimensions | 87 ft deep x 40 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 201 sqft |
| Porch | Slab |
| Porch Area | 202 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 66 SPRUCE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | MAP #4 OF LOTS BELONGING TO S P H CLUTE |
| Legal Block | 6 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 66 SPRUCE ST, SCHENECTADY, NY 12304-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2019 | Grant Deed ATTORNEY ONLY |
| Mar 13, 2017 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2017 · Amount on Record |
| Deed Sale | Mar 13, 2017 · Amount on Record |
| Prior Sale | Apr 13, 2016 · Amount on Record |
| Deed Document Number | 201711251 |
| Deed Book / Page | 1958 / 612 |
| Prior Transfer Date | Apr 11, 2016 |
| Prior Transfer Doc | 0000015883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 1, 2019 |
| Property Address | 66 SPRUCE ST, SCHENECTADY, NY 12304-1403 |
| Document Number | 0000014033 |
| Book / Page | 002008 / 000482 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 14033 |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 66 SPRUCE ST SCHENECTADY NY 123041403, SCHENECTADY, NY 12304-1403 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 13, 2017 |
| Property Address | 66 SPRUCE ST, SCHENECTADY, NY 12304-1403 |
| Document Number | 0000011251 |
| Book / Page | 001958 / 000612 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 11251 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 ELM ST SCHENECTADY NY 123041202, SCHENECTADY, NY 12304-1202 |
| Document Number | 11252 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 004748/000359 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,216.00 (+2.21%) | ||
| 2025 | $5,103.00 (+5.26%) | $97,900 (-) Land $14,700 Building $83,200 | $162,113 (+30.82%) Land $24,342 Building $137,771 |
| 2023 | $97,900 (-) Land $14,700 Building $83,200 | $123,924 (+3.8%) Land $18,608 Building $105,316 | |
| 2022 | $97,900 Land $14,700 Building $83,200 | $119,390 Land $17,927 Building $101,463 | |
| 2021 | $4,848.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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