669 Harbor View Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 669 Harbor View Ln, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	1.02 acres (44,578 sqft)
Owner	Individual Name on Record
Tax Bill	$12,658 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-03-177-116`

Property Details

APN / Parcel Number

Primary APN	`01-19-03-177-116`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,785 sqft Living Area
1st Floor Area	2,703 sqft
Basement Area	2,703 sqft
Unfinished Basement	2,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	44,578 sqft
Garage Area	1,414 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	669 HARBOR VIEW LN
City	PETOSKEY
State	MI
Zip	49770-8617
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC R-1
Legal Description	HARBOR VIEW HILLS CONDOMINIUM, UNIT 16. PLAN #106. SECTION 3, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	03
Legal Subdivision	HARBOR VIEW HILLS
Legal Unit	16
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1014
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	669 HARBOR VIEW LN, PETOSKEY, MI 49770-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Nov 1, 2022	Warranty Deed, Transfer
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022
Deed Sale	Nov 1, 2022
Prior Sale	Apr 27, 2005 · Amount on Record
Deed Document Number	20225201214
Deed Book / Page	1248 / 246
Prior Transfer Date	Jan 17, 2003
Prior Transfer Doc	0937000624
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	669 HARBOR VIEW LN, PETOSKEY, MI 49770-8617
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 HARBOR VIEW LN, PETOSKEY, MI 49770-8617

Mortgage

Document Number	0000001247/0000000827
Date	Oct 12, 2022
Book Page	0000001247/0000000827
Instrument	5200796

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 1, 2022
Property Address	669 HARBOR VIEW LN, PETOSKEY, MI 49770-8617
Document Number	001248/246
Book / Page	1248 / 246
Instrument Date	Oct 3, 2022
Instrument	5201214
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 HARBOR VIEW LN, PETOSKEY, MI 49770-8617

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	669 HARBOR VIEW LN, PETOSKEY, MI 49770-8617
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 HARBOR VIEW LN, PETOSKEY, MI 49770-8617

Mortgage

Document Number	0000001241/0000000753
Date	Feb 23, 2022
Book Page	0000001241/0000000753
Instrument	5194727

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,000 (+42.04%) Land $693,000	$1,386,000 (+42.04%) Land $1,386,000
2024	$12,658.00
2023		$487,900 Land $487,900	$975,800 Land $975,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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