615 Harbor View Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 615 Harbor View Ln, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	1.27 acres (55,703 sqft)
Owner	Company Name on Record
Tax Bill	$14,752 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-19-03-177-118`

Property Details

APN / Parcel Number

Primary APN	`01-19-03-177-118`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Building Area	4,073 sqft Living Area
1st Floor Area	3,223 sqft
Basement Area	3,223 sqft
Unfinished Basement	3,223 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	55,703 sqft (1.27 acres)
Garage Area	1,312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 HARBOR VIEW LN
City	PETOSKEY
State	MI
Zip	49770-8617
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC R-1
Legal Description	HARBOR VIEW HILLS CONDOMINIUM, UNIT 18. PLAN #106. SECTION 3, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	03
Legal Subdivision	HARBOR VIEW HILLS
Legal Unit	18
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1014
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	615 HARBOR VIEW LN, PETOSKEY, MI 49770-8617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Apr 3, 2018	Deed of Trust, Mortgage CALIBER HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022
Deed Sale	Oct 3, 2022
Prior Sale	Nov 22, 2016 · Amount on Record
Deed Document Number	20225200479
Deed Book / Page	1247 / 510
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 3, 2022
Property Address	615 HARBOR VIEW LN, PETOSKEY, MI 49770-8617
Document Number	001247/510
Book / Page	1247 / 510
Instrument Date	Sep 12, 2022
Instrument	5200479
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 HARBOR VIEW LN, PETOSKEY, MI 49770-8617

Mortgage

Document Number	0005200481
Date	Oct 3, 2022
Instrument	5200481

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	231 Months
Due	Jan 1, 2042

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	615 HARBOR VIEW LN, PETOSKEY, MI 49770-8617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001202/0000000359
Date	Apr 3, 2018
Book Page	0000001202/0000000359
Instrument	000005155256

Lender

Name	CALIBER HOME LOANS
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,200 (+42.49%) Land $810,200	$1,620,400 (+42.49%) Land $1,620,400
2024	$14,752.00
2023		$568,600 Land $568,600	$1,137,200 Land $1,137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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