Emmet County property record for 628 Harbor View Ln, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Details | 6 bd · 4.5 ba · 5,347 sqft · built 2005 |
| Lot Size | 0.798 acres (34,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Mar 2006) |
| Tax Bill | $16,152 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-03-177-110 |
| Primary APN | 01-19-03-177-110 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,347 sqft Living Area |
| 1st Floor Area | 2,156 sqft |
| Basement Area | 2,156 sqft |
| Unfinished Basement | 2,156 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 34,803 sqft |
| Garage Area | 1,035 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 628 HARBOR VIEW LN |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8617 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | EC R-1 |
| Legal Description | HARBOR VIEW HILLS CONDOMINIUM, UNIT 10. PLAN #106. SECTION 3, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 03 |
| Legal Subdivision | HARBOR VIEW HILLS CONDO |
| Legal Unit | 10 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970600 |
628 Harbor View Ln, a condominium, is owned and occupied by an individual who acquired it in April 2024.
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 HARBOR VIEW LN, PETOSKEY, MI 49770-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2006 · Amount on File |
| Deed Sale | Mar 16, 2006 · Amount on File |
| Prior Sale | Mar 23, 2005 · Amount on File |
| Deed Book / Page | 1076 / 587 |
| Last Transfer Date | Apr 9, 2024 |
| Transfer Doc | 001261/205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Nov 4, 2020 |
| Property Address | 628 HARBOR VIEW LN, PETOSKEY, MI 49770-8617 |
| Document Number | 1226/790 |
| Book / Page | 1226 / 790 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 5179740 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2165 S PARKWAY DR, COLUMBUS, OH 43221-3719 |
| Document Number | 5179741 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 5179741 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $895,500 Land $895,500 | $1,791,000 Land $1,791,000 | |
| 2024 | $16,152.00 | ||
| 2023 | $629,800 Land $629,800 | $1,259,600 Land $1,259,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Harbor View Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 628 Harbor View Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Truestream.
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