669 Gardner St, Castle Rock, CO 80104 Property Records

Douglas County property record for 669 Gardner St, Castle Rock, CO 80104

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,350 sqft · built 2004
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Oct 2024)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2507-09-3-06-008`

Property Details

APN / Parcel Number

Primary APN	`2507-09-3-06-008`
Alternative APNs	`R0443608` `0443608`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,350 sqft Living Area
Gross Area	3,637 sqft
Basement Area	1,269 sqft
Finished Basement	982 sqft
Unfinished Basement	287 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.272 acres)
Garage Area	448 sqft
Porch	Porch
Porch Area	591 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0443608
Street Address	669 GARDNER ST
City	CASTLE ROCK
State	CO
Zip	80104-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 6 CASTLEWOOD RANCH FILING #2 PARCEL 1 0.272 AML
Legal Range	66W
Legal Township	08S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CASTLEWOOD RANCH
Legal Block	6
Legal Lot Number	8
Jurisdiction	DOUGLAS CO
Township / Civil Division	PARKER
Census Block Group	2
Census Block	2023
Census Tract	14604

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	669 GARDNER ST, CASTLE ROCK, CO 80104-8803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit AIR ACADEMY FCU
Sep 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AIR ACADEMY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Sep 14, 2006
Deed Document Number	202445381
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0000090780
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	669 GARDNER ST, CASTLE ROCK, CO 80104-8803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054450
Date	Sep 5, 2018
Instrument	2018054450

Lender

Name	AIR ACADEMY FCU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80924

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS CO
Recording Date	Sep 22, 2020
Property Address	669 GARDNER ST, CASTLE ROCK, CO 80104-8803
Document Number	0000090780
Instrument Date	Sep 17, 2020
Instrument	2020090780
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 GARDNER ST, CASTLE ROCK, CO 80104-8803

Mortgage

Document Number	0000090781
Date	Sep 22, 2020
Instrument	2020090781

Lender

Name	AIR ACADEMY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,780 (-) Land $12,870 Building $32,910	$673,186 (-) Land $189,279 Building $483,907
2025	$4,452.00 (+7.82%)	$45,780 (+1.24%) Land $12,870 Building $32,910	$673,186 (-0.27%) Land $189,279 Building $483,907
2024	$4,129.00 (-0.96%)
2023	$4,169.00	$45,220 Land $10,740 Building $34,480	$675,000 Land $160,360 Building $514,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, Verizon.

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