618 Gardner St, Castle Rock, CO 80104 Property Records

Douglas County property record for 618 Gardner St, Castle Rock, CO 80104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,419 sqft · built 2005
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$607,000 (Apr 2023)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2507-09-3-07-018`

Property Details

APN / Parcel Number

Primary APN	`2507-09-3-07-018`
Alternative APNs	`R0443632` `0443632`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,419 sqft Living Area
Gross Area	2,566 sqft
Basement Area	631 sqft
Finished Basement	484 sqft
Unfinished Basement	147 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	513 sqft
Porch	Porch
Porch Area	331 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0443632
Street Address	618 GARDNER ST
City	CASTLE ROCK
State	CO
Zip	80104-5296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 7 CASTLEWOOD RANCH FILING # 2 PARCEL 1 0.225 AML
Legal Range	66W
Legal Township	08S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CASTLEWOOD RANCH
Legal Block	7
Legal Lot Number	18
Jurisdiction	DOUGLAS CO
Township / Civil Division	PARKER
Census Block Group	2
Census Block	2022
Census Tract	14604

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	618 GARDNER ST, CASTLE ROCK, CO 80104-5296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Apr 28, 2023	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Jul 20, 2007 · Amount on Record
Deed Document Number	202317655
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	618 GARDNER ST, CASTLE ROCK, CO 80104-5296
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 GARDNER ST, CASTLE ROCK, CO 80104-5296

Mortgage

Document Number	0000001836
Date	Jan 14, 2026
Instrument	2026001836

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Apr 28, 2023
Property Address	618 GARDNER ST, CASTLE ROCK, CO 80104-5296
Document Number	0000017655
Instrument Date	Apr 21, 2023
Instrument	2023017655
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 GARDNER ST, CASTLE ROCK, CO 80104-5296

Mortgage

Document Number	0000017656
Date	Apr 28, 2023
Instrument	2023017656

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	618 GARDNER ST, CASTLE ROCK, CO 80104-5296
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125384
Date	Dec 18, 2020
Instrument	2020125384

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Castle Rock Town
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,860 (-) Land $12,150 Building $27,710	$586,228 (-) Land $178,692 Building $407,536
2025	$3,877.00 (+2.13%)	$39,860 (-4.8%) Land $12,150 Building $27,710	$586,228 (-6.2%) Land $178,692 Building $407,536
2024	$3,796.00 (-0.97%)
2023	$3,833.00	$41,870 Land $10,190 Building $31,680	$625,000 Land $152,122 Building $472,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CASTLE ROCK serves 110,298 people · EPA ID CO0118010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, Verizon.

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