Monterey County property record for 66855 Cross Rd, Lockwood, CA 93932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 1985 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $799,000 (Apr 2022) |
| Tax Bill | $9,817 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 423-321-019-000 |
| Primary APN | 423-321-019-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 435,600 sqft |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 66855 CROSS RD |
|---|---|
| City | LOCKWOOD |
| State | CA |
| Zip | 93932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 15 PAR MAPS PG 202 PAR 1 10 AC T23 R8 SEC 4 |
| Legal Subdivision | PM15 202 |
| Legal Tract | 23 |
| Legal Block | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SAN ARDO |
| Census Block Group | 1 |
| Census Block | 1291 |
| Census Tract | 11400 |
66855 Cross Rd is owned and occupied by an individual who bought it in April 2022.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 66855 CROSS RD, LOCKWOOD, CA 93932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 26, 2018 | Deed of Trust, Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on File |
| Deed Sale | Apr 18, 2022 · Amount on File |
| Prior Sale | Jul 14, 2015 · Amount on File |
| Deed Document Number | 202218570 |
| Prior Transfer Date | Nov 3, 2003 |
| Prior Transfer Doc | 0000147205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 18, 2022 |
| Property Address | 66855 CROSS RD, LOCKWOOD, CA 93932 |
| Document Number | 0000018570 |
| Map Reference | MB 15 PG 202 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022018570 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 66855 CROSS RD, LOCKWOOD, CA 93932 |
| Document Number | 0000018571 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022018571 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 66855 CROSS RD, LOCKWOOD, CA 93932 |
| Document Number | 0000013973 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | VISIONET SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 276 LOCKWOOD CA 939320276, LOCKWOOD, CA 93932-0276 |
| Document Number | 0000013973 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 13973 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 66855 Cross Rd was $9,817.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | South Monterey County Joint Union High School District (09 - 12) |
| Elementary School District | San Antonio Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $864,861 (+2%) Land $324,729 Building $540,132 | |
| 2025 | $9,817.00 | $847,904 Land $318,362 Building $529,542 |
| 2023 | $8,910.00 (+80.58%) | $814,980 Land $306,000 Building $508,980 |
| 2022 | $4,934.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 66855 Cross Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 66855 Cross Rd is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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