Monterey County property record for 64998 Cross Rd, Lockwood, CA 93932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,849 sqft · built 1969 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,098 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-081-053-000 |
| Primary APN | 422-081-053-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,849 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 435,600 sqft |
| Heating System | HVAC |
|---|
| Street Address | 64998 CROSS RD |
|---|---|
| City | LOCKWOOD |
| State | CA |
| Zip | 93932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW1/4 OF SW1/4 OF SE1/4 SEC29 T22 R8 10 AC |
| Legal Tract | 22 |
| Legal Block | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SAN ARDO |
| Census Block Group | 1 |
| Census Block | 1205 |
| Census Tract | 11400 |
64998 Cross Rd is owner-occupied and held in a trust since February 1997.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 64998 CROSS RD, LOCKWOOD, CA 93932 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 1997 |
| Deed Sale | Feb 24, 1997 |
| Deed Document Number | 199710897 |
| Deed Book / Page | 3484 / 699 |
| Prior Transfer Date | Feb 19, 1997 |
| Prior Transfer Doc | 0034840703 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 64998 Cross Rd was $1,098, up 7.4% from the year before.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | South Monterey County Joint Union High School District (09 - 12) |
| Elementary School District | San Antonio Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $100,221 (+2%) Land $51,069 Building $49,152 | |
| 2025 | $1,098.00 (+7.44%) Homeowner's exemption | $98,257 Land $50,068 Building $48,189 |
| 2024 | $1,022.00 (+2.51%) | |
| 2023 | $997.00 (+0.4%) Homeowner's exemption | $94,444 Land $48,125 Building $46,319 |
| 2022 | $993.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 64998 Cross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 64998 Cross Rd is extreme, ranking above 96% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 84% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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