66877 Cross Rd, Lockwood, CA 93932 Property Records

Monterey County property record for 66877 Cross Rd, Lockwood, CA 93932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 1982
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (May 2010)
Tax Bill	$8,240 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`423-321-020-000`

Property Details

APN / Parcel Number

Primary APN	`423-321-020-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Other
Construction Type	Wood
Lot Area	435,600 sqft
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	66877 CROSS RD
City	LOCKWOOD
State	CA
Zip	93932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 15 PAR MAPS PG 202 PAR 2 10 AC T23 R8 SEC 4
Legal Subdivision	PM15 202
Legal Tract	23
Legal Block	1
Jurisdiction	MONTEREY CA
Township / Civil Division	SAN ARDO
Census Block Group	1
Census Block	1291
Census Tract	11400

Owner

66877 Cross Rd is owned by two individuals who acquired it in May 2022.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 474, LOCKWOOD, CA 93932-0474
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CORRECTIONS FEDERAL CREDIT UNION
Jul 28, 2021	Grant Deed, Transfer
Jul 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2010 · Amount on File
Deed Sale	May 11, 2010 · Amount on File
Prior Sale	Jan 11, 2006 · Amount on File
Deed Document Number	201026300
Last Transfer Date	May 16, 2022
Transfer Doc	0000026523
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	66877 CROSS RD, LOCKWOOD, CA 93932
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6877 CROSS RD, LOCKWOOD, CA 93932

Mortgage

Document Number	0000036041
Date	Aug 30, 2022
Instrument	2022036041

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 13, 2022
Property Address	66877 CROSS RD, LOCKWOOD, CA 93932
Document Number	0000026523
Map Reference	MB 15 PG 202
Instrument Date	May 16, 2022
Instrument	2022026523
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	66877 CROSS RD, LOCKWOOD, CA 93932

Mortgage

Document Number	0000026524
Date	Jun 13, 2022
Instrument	2022026524

Lender

Name	CORRECTIONS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 28, 2021
Property Address	66877 CROSS RD, LOCKWOOD, CA 93932
Document Number	0000051000
Map Reference	MB 15 PG 202
Instrument Date	Jul 22, 2021
Instrument	2021051000
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 474, LOCKWOOD, CA 93932-0474

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 28, 2021
Property Address	66877 CROSS RD, LOCKWOOD, CA 93932
Document Number	0000050999
Map Reference	MB 15 PG 202
Instrument Date	Jul 22, 2021
Instrument	2021050999
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38555 METZ RD, SOLEDAD, CA 93960-9713

Tax Assessment & Valuation

The 2025 property tax bill for 66877 Cross Rd was $8,240.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	South Monterey County Joint Union High School District (09 - 12)
Elementary School District	San Antonio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,227 (+2%) Land $378,850 Building $346,377
2025	$8,240.00	$711,008 Land $371,422 Building $339,586
2023	$7,479.00 (+0.25%)	$683,400 Land $357,000 Building $326,400
2022	$7,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 66877 Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66877 Cross Rd is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

Nearby Streets

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