6678 Bergstrom Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6678 Bergstrom Rd, Duluth, MN 55803

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2.25 ba · 2,184 sqft · built 2003
Lot Size	0.384 acres (16,766 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Sep 2025)
Tax Bill	$5,338 (2026)
Deeds & Mortgages	Sep 2025 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`375-0070-00070`

Property Details

APN / Parcel Number

Primary APN	`375-0070-00070`
Alternative APNs	`1188381` `728532`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,184 sqft Gross Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Lot Area	16,766 sqft (0.384 acres)
Garage Area	1,680 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	66 sqft
Deck Area	48 sqft
Cabin	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1188381
Street Address	6678 BERGSTROM RD
City	DULUTH
State	MN
Zip	55803-9236
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOT: 0007 BLOCK:000 SERIAL #
Legal Subdivision	SAND BEACH TOWN OF GNESEN
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2009
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6678 BERGSTROM RD, DULUTH, MN 55803-9236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer RESULTS TITLE
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Oct 21, 2002 · Amount on Record
Deed Document Number	20251094520
Prior Transfer Date	Oct 3, 2002
Prior Transfer Doc	0000733406
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2025
Property Address	6678 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	0001094520
Instrument Date	Sep 15, 2025
Instrument	1094520
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Tax	$2,887.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 HEMLOCK CIR, SANDOWN, NH 03873-2407

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6678 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	00T1032264
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6678 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	00T1032264
Date	Nov 17, 2020
Instrument	T1032264

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2030

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6678 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	00T1014155
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6678 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	00T1014155
Date	Aug 23, 2019
Instrument	T1014155

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 22, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,338.00 (+7.62%) Homeowner's exemption
2025	$4,960.00 (+0.53%) Homeowner's exemption	$848,500 (+77.47%) Land $102,000 Building $746,500	$848,500 (+77.47%) Land $102,000 Building $746,500
2024	$4,934.00	$478,100 (+4.82%) Land $119,000 Building $359,100	$478,100 (+4.82%) Land $119,000 Building $359,100
2022		$456,100 Land $113,500 Building $342,600	$456,100 Land $113,500 Building $342,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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