6664 Bergstrom Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6664 Bergstrom Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,664 sqft · built 1990
Lot Size	0.462 acres (20,149 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2024)
Tax Bill	$3,788 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`375-0070-00130`

Property Details

APN / Parcel Number

Primary APN	`375-0070-00130`
Alternative APNs	`1048427` `1171013`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,664 sqft Gross Area
1st Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,149 sqft (0.462 acres)
Garage Area	1,152 sqft

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	64 sqft
Cabin	552 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1171013
Street Address	6664 BERGSTROM RD
City	DULUTH
State	MN
Zip	55803-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0013 BLOCK:000 SERIAL #
Legal Subdivision	SAND BEACH
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2009
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6664 BERGSTROM RD, DULUTH, MN 55803-9236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit NORTH SHORE FEDERAL CREDIT UNION
Feb 27, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Prior Sale	Jun 21, 2024 · Amount on Record
Deed Document Number	20241080548
Prior Transfer Date	Jun 14, 2017
Prior Transfer Doc	0000996361
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 8, 2026
Property Address	6664 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	0001100316
Instrument Date	Mar 20, 2026
Instrument	20261100316
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6664 BERGSTROM RD, DULUTH, MN 55803-9236

Mortgage

Document Number	0001100316,
Date	Apr 8, 2026
Instrument	20261100316

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2046

Interest

Rate Type	Balloon
Rate	6.01%
Initial Type	Balloon
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6664 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	00T1021323
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6664 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	00T1021323
Date	Mar 10, 2020
Instrument	T1021323

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 9, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6664 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	000T996362
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6664 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	000T996362
Date	Mar 28, 2018
Instrument	T996362

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2028

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,788.00 (+7.86%) Homeowner's exemption
2025	$3,512.00 (-0.73%) Homeowner's exemption	$485,000 (+38.93%) Land $119,600 Building $365,400	$485,000 (+38.93%) Land $119,600 Building $365,400
2024	$3,538.00	$349,100 (+4.87%) Land $138,700 Building $210,400	$349,100 (+4.87%) Land $138,700 Building $210,400
2022		$332,900 Land $132,200 Building $200,700	$332,900 Land $132,200 Building $200,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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