6676 Bergstrom Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6676 Bergstrom Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,980 sqft · built 1988
Lot Size	0.369 acres (16,115 sqft)
Owner	Individual Name on Record
Last Sale	$361,000 (Aug 2006)
Tax Bill	$4,202 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`375-0070-00080`

Property Details

APN / Parcel Number

Primary APN	`375-0070-00080`
Alternative APN	`808179`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,980 sqft Gross Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,115 sqft (0.369 acres)
Garage Area	616 sqft

Exterior Amenities

Porch	Patio
Porch Area	208 sqft
Deck Area	544 sqft
Storage Building	336 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	808179
Street Address	6676 BERGSTROM RD
City	DULUTH
State	MN
Zip	55803-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0008 BLOCK:000 SERIAL #
Legal Subdivision	SAND BEACH TOWN OF GNESEN
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2009
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6676 BERGSTROM RD, DULUTH, MN 55803-9236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit SHARE ADVANTAGE CU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2006 · Amount on Record
Deed Sale	Aug 29, 2006 · Amount on Record
Deed Document Number	2006823358
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6676 BERGSTROM RD, DULUTH, MN 55803-9236
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6676 BERGSTROM RD, DULUTH, MN 55803-9236

Mortgage

Document Number	0001099217
Date	Feb 20, 2026
Instrument	1099217

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6676 BERGSTROM RD, DULUTH, MN 55803-9236
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046161
Date	Sep 1, 2021
Instrument	1046161

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Aug 20, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6676 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	00T1031456
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6676 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	00T1031456
Date	Nov 3, 2020
Instrument	T1031456

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 2, 2025

Interest

Rate	4.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6676 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	00T1023771
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6676 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	00T1023771
Date	May 26, 2020
Instrument	T1023771

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,202.00 (+7.8%) Homeowner's exemption
2025	$3,898.00 (-0.61%) Homeowner's exemption	$517,000 (+34.81%) Land $96,400 Building $420,600	$517,000 (+34.81%) Land $96,400 Building $420,600
2024	$3,922.00	$383,500 (+4.84%) Land $118,900 Building $264,600	$383,500 (+4.84%) Land $118,900 Building $264,600
2022		$365,800 Land $113,300 Building $252,500	$365,800 Land $113,300 Building $252,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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