667 Whitaker St, Morehead, KY 40351 Property Records

Rowan County property record for 667 Whitaker St, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 1997
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (May 2026)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-40 00 058.01`

Property Details

APN / Parcel Number

Primary APN	`045-40 00 058.01`
Alternative APNs	`11150` `11701` `984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	11701
Street Address	667 WHITAKER ST
City	MOREHEAD
State	KY
Zip	40351-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	HOUSE & LOT HIDDEN VALLEY
Legal Subdivision	HIDDEN VALLEY
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

667 Whitaker St is owned and occupied by two individuals who bought it in May 2026.

Source: Rowan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	667 WHITAKER ST, MOREHEAD, KY 40351-8830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE
Apr 27, 2023	Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Apr 27, 2023 · Amount on File
Deed Document Number	20262046722
Deed Book / Page	299 / 652
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	May 11, 2026
Property Address	667 WHITAKER ST, MOREHEAD, KY 40351-8830
Document Number	0002046722
Book / Page	299 / 652
Instrument Date	May 7, 2026
Instrument	2026.2046722
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,149.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	667 WHITAKER ST, MOREHEAD, KY 40351-8830

Mortgage

Document Number	0002046725,
Date	May 11, 2026
Instrument	2026.2046725

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 27, 2023
Property Address	667 WHITAKER ST, MOREHEAD, KY 40351-8830
Document Number	00D287/589
Book / Page	D287 / 589
Map Reference	MB 186 PG 576
Instrument Date	Apr 25, 2023
Instrument	2022547
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	667 WHITAKER ST, MOREHEAD, KY 40351-8830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 CRANSTON RD, MOREHEAD, KY 40351-9508

Mortgage

Document Number	0002022550
Date	Apr 27, 2023
Instrument	2022550

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 667 Whitaker St was $1,757.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00	$210,000 Land $20,000 Building $190,000	$210,000 Land $20,000 Building $190,000
2023	$1,167.00	$137,000 Land $25,000 Building $112,000	$137,000 Land $25,000 Building $112,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 667 Whitaker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 667 Whitaker St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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