Rowan County property record for 665 Whitaker St, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 1,357 sqft |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Aug 2013) |
| Tax Bill | $1,228 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-40 00 058.00 |
| Primary APN | 045-40 00 058.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,357 sqft Living Area |
| Basement Area | 1,357 sqft |
| Exterior Material | Brick |
|---|---|
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Account Number | 11555 |
|---|---|
| Street Address | 665 WHITAKER ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT HIDDEN VALLEY |
| Legal Subdivision | HIDDEN VALLEY |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950201 |
665 Whitaker St is owned and occupied by an individual who bought it in August 2013.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 665 WHITAKER ST, MOREHEAD, KY 40351-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2013 · Amount on File |
| Deed Sale | Aug 29, 2013 · Amount on File |
| Deed Document Number | 384722 |
| Deed Book / Page | D249 / 183 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 665 Whitaker St was $1,228.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,228.00 | $146,800 Land $20,000 Building $126,800 | $146,800 Land $20,000 Building $126,800 |
| 2023 | $1,150.00 | $135,000 Land $25,000 Building $110,000 | $135,000 Land $25,000 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 665 Whitaker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 665 Whitaker St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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