Rowan County property record for 664 Whitaker St, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 1,276 sqft |
| Lot Size | 0.19 acres (8,309 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Aug 2019) |
| Tax Bill | $1,087 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-40 00 047.00 |
| Primary APN | 045-40 00 047.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,276 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,309 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 8113 |
|---|---|
| Street Address | 664 WHITAKER ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT # 13 HIDDEN VALLEY |
| Legal Subdivision | HIDDEN VALLEY |
| Legal Lot Number | 13 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950201 |
664 Whitaker St is owned and occupied by two individuals who bought it in August 2019.
Source: Rowan County records, as of November 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 664 WHITAKER ST, MOREHEAD, KY 40351-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Deed Document Number | 20192001139 |
| Deed Book / Page | 273 / 239 |
| Prior Transfer Date | Oct 30, 2015 |
| Prior Transfer Doc | 00D257/756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 29, 2019 |
| Property Address | 664 WHITAKER ST, MOREHEAD, KY 40351-8828 |
| Document Number | 00D273/239 |
| Book / Page | D273 / 239 |
| Map Reference | CAB 1 SL 97 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 2001139 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1954 SW GALLEY CT, 1954, LINCOLN CITY, OR 97367-2332 |
| Name | Verified Name |
|---|---|
| Address | 664 WHITAKER ST, MOREHEAD, KY 40351-8828 |
| Document Number | 0002001141 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2001141 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
The 2025 property tax bill for 664 Whitaker St was $1,087.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,087.00 | $129,900 Land $20,000 Building $109,900 | $129,900 Land $20,000 Building $109,900 |
| 2023 | $1,013.00 | $119,000 Land $15,000 Building $104,000 | $119,000 Land $15,000 Building $104,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 664 Whitaker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 664 Whitaker St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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