6650 Bergstrom Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6650 Bergstrom Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,808 sqft · built 1953
Lot Size	1.45 acres (63,364 sqft)
Owner	Individual Name on Record
Tax Bill	$7,068 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0070-00160`

Property Details

APN / Parcel Number

Primary APN	`375-0070-00160`
Alternative APN	`526552`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,808 sqft Gross Area
1st Floor Area	1,248 sqft
Basement Area	1,808 sqft
Finished Basement	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	63,364 sqft (1.45 acres)
Garage Area	594 sqft

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	16 sqft
Cabin	432 sqft
Storage Building	276 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	526552
Street Address	6650 BERGSTROM RD
City	DULUTH
State	MN
Zip	55803-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOTS 16 AND 17 INC VAC BERGSTROM ROAD ADJLOTS 16 & 17 & THAT PART OF GOVT LOT 1 & GOVTLOT 2 SEC 17 TWN 52 RG 14 LYING S OF N
Legal Subdivision	SAND BEACH TOWN OF GNESEN
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2009
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6650 BERGSTROM RD, DULUTH, MN 55803-9236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BK NA
Jun 8, 2018	Deed of Trust, Mortgage · Conventional with PMI GOLDWATER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2007
Transfer Doc	0000841243
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6650 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	00T1024525
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	00T1024525
Date	Jun 15, 2020
Instrument	T1024525

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6650 BERGSTROM RD, DULUTH, MN 55803-9236
Document Number	000T999325
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6650 BERGSTROM RD DULUTH MN 558039236, DULUTH, MN 55803-9236

Mortgage

Document Number	000T999325
Date	Jun 20, 2018
Instrument	T999325

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHONEIX, AZ 85016

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,068.00 (+7.65%) Homeowner's exemption
2025	$6,566.00 (+0.15%) Homeowner's exemption	$839,500 (+40.57%) Land $193,200 Building $646,300	$839,500 (+40.57%) Land $193,200 Building $646,300
2024	$6,556.00	$597,200 (+4.88%) Land $224,100 Building $373,100	$597,200 (+4.88%) Land $224,100 Building $373,100
2022		$569,400 Land $213,300 Building $356,100	$569,400 Land $213,300 Building $356,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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