Monroe County property record for 6648 Springlake Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,050 sqft Living Area |
| Lot Size | 336,283 sqft (7.72 acres) |
| Garage | 1,168 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,035.00 (2024) |
| Primary APN | 11-02-366-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 2,050 sqft Living Area |
| 1st Floor | 2,050 sqft 1st Floor |
| Basement Area | 2,050 sqft Basement |
| Unfinished Basement | 2,050 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 336,283 sqft (7.72 acres) |
| Garage Area | 1,168 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 6648 SPRINGLAKE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2559 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART NW SE |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 02 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 8 |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-02-366-002-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6648 SPRINGLAKE DR, WATERLOO, IL 62298-2559 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 12, 2019 | Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/WATERLOO |
| Oct 30, 2017 | Grant Deed, Transfer ATTORNEY'S TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6648 SPRINGLAKE DR, WATERLOO, IL 62298-2559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000406794 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 406794 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 12, 2019 |
| Property Address | 6648 SPRINGLAKE DR, WATERLOO, IL 62298-2559 |
| Instrument Date | May 29, 2019 |
| Instrument | 401914 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 24, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | SPRINGLAKE DR WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000401914 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 401914 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 30, 2017 |
| Property Address | 6648 SPRINGLAKE DR, WATERLOO, IL 62298-2559 |
| Document Number | 0000392664 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 392664 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 6620 LAKE FOREST DR WATERLOO IL 622983051, WATERLOO, IL 62298-3051 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,930 (+27.66%) Land $21,300 Building $144,630 | $497,790 (+27.66%) Land $63,900 Building $433,890 | |
| 2024 | $9,035.00 | ||
| 2022 | Additional exemption filed | $129,980 Land $21,300 Building $108,680 | $389,940 Land $63,900 Building $326,040 |
6648 Springlake Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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