6619 Springlake Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6619 Springlake Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,564 sqft · built 1996
Lot Size	2.58 acres (112,385 sqft)
Owner	Individual Name on File
Tax Bill	$6,770 (2024)
Deeds & Mortgages	Oct 2025 Transfer Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-02-333-020-000`

Property Details

APN / Parcel Number

Primary APN	`11-02-333-020-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,564 sqft Building Perimeter
1st Floor Area	1,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	112,385 sqft (2.58 acres)
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Porch	Slab
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6619 SPRINGLAKE DR
City	WATERLOO
State	IL
Zip	62298-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 LAKE OF THE WOODS
Legal Range	09W
Legal Township	03S
Legal Section	02
Legal Subdivision	LAKE OF THE WOODS
Legal Lot Number	20
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2005
Census Tract	600501

Owner

Source: Monroe County records · APN 11-02-333-020-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6619 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Intrafamily Transfer, Transfer
Jun 13, 2022	Intrafamily Transfer, Transfer
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Sep 29, 2017	Grant Deed, Transfer · VA Mortgage DAS ACQUISITION
Feb 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 16, 2025
Transfer Doc	0000439813
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Oct 27, 2025
Property Address	6619 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Document Number	0000439813
Instrument Date	Oct 18, 2025
Instrument	439813
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6619 SPRINGLAKE DR, WATERLOO, IL 62298-2559

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jun 13, 2022
Property Address	6619 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Document Number	0000424689
Instrument Date	Jun 08, 2022
Instrument	424689
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6619 SPRINGLAKE DR, WATERLOO, IL 62298-2559

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6619 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409653
Date	Jul 22, 2020
Instrument	409653

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 01, 2047

Interest

Rate Type	Fixed Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Sep 29, 2017
Property Address	6619 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Document Number	0000392213
Instrument Date	Sep 29, 2017
Instrument	392213
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6619 SPRINGLAKE DR WATERLOO IL 622982559, WATERLOO, IL 62298-2559

Mortgage

Document Number	392214
Date	Sep 29, 2017
Instrument	392214

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Feb 13, 2017
Property Address	6619 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Document Number	0000388306
Instrument Date	Feb 08, 2017
Instrument	388306
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6619 SPRINGLAKE DR WATERLOO IL 622982559, WATERLOO, IL 62298-2559

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,260 (-4.63%) Land $12,360 Building $103,900	$348,780 (-4.63%) Land $37,080 Building $311,700
2024	$6,770.00 Additional exemption filed	$121,905 (+36.62%) Land $13,053 Building $108,852	$365,715 (+36.62%) Land $39,159 Building $326,556
2022	Additional exemption filed	$89,230 Land $12,360 Building $76,870	$267,690 Land $37,080 Building $230,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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