6625 Springlake Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 6625 Springlake Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,803 sqft · built 2002
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,170 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-02-333-019-000`

Property Details

APN / Parcel Number

Primary APN	`11-02-333-019-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,803 sqft Building Perimeter
1st Floor Area	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Foundation Type	Raised
Lot Area	108,900 sqft (2.5 acres)
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	1,696 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6625 SPRINGLAKE DR
City	WATERLOO
State	IL
Zip	62298-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 19 LAKE OF THE WOODS
Legal Range	09W
Legal Township	03S
Legal Section	02
Legal Subdivision	LAKE OF THE WOODS
Legal Lot Number	19
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2005
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6625 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Construction Mortgage LOAN DEPOT INC
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jul 2, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6625 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432125
Date	Feb 16, 2024
Instrument	432125

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.63%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6625 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406774
Date	Mar 18, 2020
Instrument	406774

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2040

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6625 SPRINGLAKE DR, WATERLOO, IL 62298-2559
Document Number	0000396885
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6625 SPRINGLAKE DR WATERLOO IL 622982559, WATERLOO, IL 62298-2559

Mortgage

Document Number	0000396885
Date	Jul 13, 2018
Instrument	396885

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,170.00 (-3.55%) Homeowner's exemption	$112,960 (+27.87%) Land $11,980 Building $100,980	$338,880 (+27.87%) Land $35,940 Building $302,940
2024	$6,397.00
2022	Additional exemption filed	$88,340 Land $11,980 Building $76,360	$265,020 Land $35,940 Building $229,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Wisper ISP.

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