6647 Mountain Dr, Troy, MI 48098 Property Records

Oakland County property record for 6647 Mountain Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,250 sqft · built 1987
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Tax Bill$5,595 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-05-101-008

Property Details

APN / Parcel Number

Primary APN88-20-05-101-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,250 sqft Living Area
1st Floor Area1,918 sqft
Basement Area1,918 sqft
Unfinished Basement1,918 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions159 ft deep x 127 ft wide
Garage Area666 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6647 MOUNTAIN DR
CityTROY
StateMI
Zip48098-1909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 5 FOREST CREEK SUB NO 2 LOT 95 9-15-86 FR 100-032
Legal Range11E
Legal Township2N
Legal Section5
Legal SubdivisionFOREST CREEK SUB #2
Legal Lot Number9,95
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2001
Census Tract196400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6647 MOUNTAIN DR, TROY, MI 48098-1909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Aug 9, 2022Intrafamily Transfer, Transfer
PROGRESSIVE LAND TITLE, PROGRESSIVE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 22, 2022
Transfer Doc0000427465
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6647 MOUNTAIN DR, TROY, MI 48098-1909
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6647 MOUNTAIN DR, TROY, MI 48098-1909

Mortgage

Document Number0000045273
DateApr 24, 2023
Book Page58561/416
Instrument45273
Lender
NameCOMERICA BANK
TypeBank
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateAug 9, 2022
Property Address6647 MOUNTAIN DR, TROY, MI 48098-1909
Document Number0000427465
Book / Page58022 / 578
Map ReferenceLB 189 PG 29-37
Instrument DateJun 22, 2022
Instrument427465
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyPROGRESSIVE LAND TITLE, PROGRESSIVE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6647 MOUNTAIN DR, 6647, TROY, MI 48098-1909

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6647 MOUNTAIN DR, TROY, MI 48098-1909

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,595.00 (-6.31%)
2023$448,580
2022$5,972.00$224,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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