6644 Mountain Dr, Troy, MI 48098 Property Records

Oakland County property record for 6644 Mountain Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,627 sqft · built 1987
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$394,800 (Nov 2003)
Tax Bill$5,266 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-05-152-003

Property Details

APN / Parcel Number

Primary APN88-20-05-152-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,627 sqft Living Area
1st Floor Area1,971 sqft
Basement Area1,971 sqft
Unfinished Basement1,971 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions196 ft deep x 88 ft wide
Garage Area665 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area49 sqft
Deck Area692 sqft
Patio Area692 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6644 MOUNTAIN DR
CityTROY
StateMI
Zip48098-1972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 5 FOREST CREEK SUB NO 2 LOT 158 9-15-86 FR 100-032
Legal Range11E
Legal Township2N
Legal Section5
Legal SubdivisionFOREST CREEK SUB #2
Legal Lot Number9,158
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2005
Census Tract196400

Owner

6644 Mountain Dr is owned and occupied by two individuals who bought it in November 2003.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6644 MOUNTAIN DR, TROY, MI 48098-1972
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2003 · Amount on File
Deed SaleNov 13, 2003 · Amount on File
Deed Document Number2003566123
Deed Book / Page31408 / 133
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6644 MOUNTAIN DR, TROY, MI 48098-1972
Transaction TypeMortgage
Record UpdatedApr 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6644 MOUNTAIN DR, TROY, MI 48098-1972

Mortgage

Document Number0000074222
DateMar 23, 2021
Book Page55930/796
Instrument74222
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 6644 Mountain Dr was $5,266 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,266.00
2023$419,700
2022$5,620.00$209,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6644 Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6644 Mountain Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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