Oakland County property record for 6623 Mountain Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,766 sqft · built 1988 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2009) |
| Tax Bill | $5,252 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-05-101-011 |
| Primary APN | 88-20-05-101-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,766 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,364 sqft |
| Unfinished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 148 ft deep x 110 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 50 sqft |
| Patio Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6623 MOUNTAIN DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 5 FOREST CREEK SUB NO 2 LOT 98 9-15-86 FR 100-032 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | FOREST CREEK SUB #2 |
| Legal Lot Number | 9,98 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 196400 |
Source: Oakland County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6623 MOUNTAIN DR, TROY, MI 48098-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit GENISYS CREDIT UNION |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL MTG HM LNS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2009 · Amount on Record |
| Deed Sale | Jul 20, 2009 · Amount on Record |
| Prior Sale | Apr 11, 2008 · Amount on Record |
| Deed Document Number | 2009130589 |
| Deed Book / Page | 41342 / 412 |
| Prior Transfer Date | Apr 1, 2008 |
| Prior Transfer Doc | 0000073839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 26, 2026 |
| Property Address | 6623 MOUNTAIN DR, TROY, MI 48098-1909 |
| Document Number | 0000127826 |
| Book / Page | 61496 / 846 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 2026127826 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6623 MOUNTAIN DR, TROY, MI 48098-1909 |
| Document Number | 0000127826, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 61496/846 |
| Instrument | 2026127826 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 17, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6623 MOUNTAIN DR, TROY, MI 48098-1909 |
| Document Number | 0000274467 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6623 MOUNTAIN DR TROY MI 480981909, TROY, MI 48098-1909 |
| Document Number | 0000274467 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 055395/000794 |
| Instrument | 274467 |
| Name | NATIONAL MTG HM LNS LLC |
|---|---|
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 27, 2035 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Avondale School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,252.00 (-6.3%) | ||
| 2023 | $423,260 | ||
| 2022 | $5,605.00 | $211,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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