6646 Optimum Loop, San Jose, CA 95119 Property Records

Santa Clara County property record for 6646 Optimum Loop, San Jose, CA 95119 · Last verified October 2025

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 1,915 sqft · built 2023
Lot Size	0.032 acres (1,411 sqft)
Owner	Individual Name on File
Last Sale	$1,423,000 (Sep 2024)
Tax Bill	$19,622 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`706-58-042`

Property Details

APN / Parcel Number

Primary APN	`706-58-042`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,915 sqft Living Area
1st Floor Area	355 sqft
2nd Floor Area	826 sqft

Exterior

Year Built	Built 2023
Construction Type	Wood
Lot Area	1,411 sqft (0.032 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	6646 OPTIMUM LOOP
City	SAN JOSE
State	CA
Zip	95119-1799
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR 10463 UNIT 250
Legal Tract	10463
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	512032

Owner

Source: Santa Clara County records · APN 706-58-042

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6646 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Deed Document Number	25697765
Record Updated	Jun 08, 2026

September 2024: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 12, 2024
Property Address	6646 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
Document Number	0025697765
Map Reference	MB 919 PGS 54 TO 63
Instrument Date	Aug 30, 2024
Instrument	25697765
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 01, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL COMPANYHOMEBU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6646 OPTIMUM LOOP, SAN JOSE, CA 95119-1799

Mortgage

Document Number	0025697766
Date	Sep 12, 2024
Instrument	25697766

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$19,622.00 (+172.38%) Homeowner's exemption	$1,407,016 (+177.55%) Land $711,388 Building $695,628
2023	$7,204.00	$506,945 Land $506,945

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	1,000 / 75
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Sail Internet Holdings, California Internet, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.