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6642 Optimum Loop, San Jose, CA 95119 Property Records

Santa Clara County property record for 6642 Optimum Loop, San Jose, CA 95119 · Last verified June 2026

Property Summary

Property TypeCondominium
Details4 bd · 3.5 ba · 1,915 sqft · built 2023
Lot Size0.032 acres (1,410 sqft)
Owner2 Individual Names on File
Last Sale$1,533,000 (Sep 2024)
Tax Bill$24,176 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2024 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN706-58-041

Property Details

APN / Parcel Number

Primary APN706-58-041

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,915 sqft Living Area
1st Floor Area355 sqft
2nd Floor Area826 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleCustom Design
Construction TypeWood
Lot Area1,410 sqft (0.032 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6642 OPTIMUM LOOP
CitySAN JOSE
StateCA
Zip95119-1799
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Subdivision10463 LOTUS/URBANOAK
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3002
Census Tract512032

Owner

Source: Santa Clara County records · APN 706-58-041

Assessment roll updated August 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6642 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Sep 11, 2024Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2024 · Amount on Record
Deed SaleSep 11, 2024 · Amount on Record
Deed Document Number202425696989
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address6642 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6642 OPTIMUM LOOP, SAN JOSE, CA 95119-1799

Mortgage

Document Number0025882967
DateOct 14, 2025
Instrument25882967
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 13, 2035
Interest
Change FrequencyMonthly

September 2024: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateSep 11, 2024
Property Address6642 OPTIMUM LOOP, SAN JOSE, CA 95119-1799
Document Number0025696989
Map ReferenceMB 919 PGS 54 TO 63
Instrument DateAug 30, 2024
Instrument25696989
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 01, 2025
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6642 OPTIMUM LOOP, SAN JOSE, CA 95119-1799

Mortgage

Document Number0025696990
DateSep 11, 2024
Instrument25696990
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictOak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$24,176.00 (+208.49%)$1,532,981 (+202.4%) Land $766,491 Building $766,490
2024$7,837.00 (+8.79%)
2023$7,204.00$506,945 Land $506,945

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless1,000 / 75
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Sail Internet Holdings, California Internet, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

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