Santa Clara County property record for 6637 Optimum Loop, San Jose, CA 95119 · Last verified November 2025
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,404 sqft · built 2023 |
| Lot Size | 0.041 acres (1,823 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,031,000 (Aug 2024) |
| Tax Bill | $14,937 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 706-58-034 |
| Primary APN | 706-58-034 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 101 sqft |
| 2nd Floor Area | 117 sqft |
| Upper Floors Area | 1,185 sqft |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Wood |
| Lot Area | 1,823 sqft (0.041 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 6637 OPTIMUM LOOP |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95119-1799 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TR 10463 UNIT 234 |
| Legal Tract | 10463 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 512032 |
Source: Santa Clara County records · APN 706-58-034
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6637 OPTIMUM LOOP, SAN JOSE, CA 95119-1799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Nov 03, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage LOW RATE COMPANY CORP |
| Aug 30, 2024 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOW RATE COMPANY CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Aug 30, 2024 · Amount on Record |
| Deed Document Number | 0025692530 |
| Last Transfer Date | Nov 03, 2025 |
| Transfer Doc | 0025894177 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 6637 OPTIMUM LOOP, SAN JOSE, CA 95119-1799 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 6637 OPTIMUM LOOP, SAN JOSE, CA 95119-1799 |
| Document Number | 0025769422 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 25769422 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 6637 OPTIMUM LOOP, SAN JOSE, CA 95119-1799 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 6637 OPTIMUM LOOP, SAN JOSE, CA 95119-1799 |
| Document Number | 0025894166 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 25894166 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 03, 2025 |
| Property Address | 6637 OPTIMUM LOOP, SAN JOSE, CA 95119-1799 |
| Document Number | 0025894177 |
| Map Reference | MB 919 PG 54 TO 63 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 25894177 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6637 OPTIMUM LOOP, SAN JOSE, CA 95119-1799 |
| Document Number | 0025894178 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 25894178 |
| Name | LOW RATE COMPANY CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 30, 2024 |
| Property Address | 6637 OPTIMUM LOOP, SAN JOSE, CA 95119-1799 |
| Document Number | 0025692530 |
| Map Reference | MB 919 PGS 54 TO 63 |
| Instrument Date | Aug 02, 2024 |
| Instrument | 25692530 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 01, 2025 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL COMPANYHOMEBU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1711 BRIARWOOD DR, SANTA CLARA, CA 95051-2117 |
| Document Number | 0025692531 |
|---|---|
| Date | Aug 30, 2024 |
| Instrument | 25692531 |
| Name | LOW RATE COMPANY CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Oak Grove Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,937.00 (+110.65%) | $1,030,760 (+103.33%) Land $515,380 Building $515,380 |
| 2023 | $7,091.00 | $506,945 Land $506,945 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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