6646 Elegant Tern Pl, Carlsbad, CA 92011 Property Records

San Diego County property record for 6646 Elegant Tern Pl, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,923 sqft · built 2004
Lot Size	0.201 acres (8,771 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Aug 2006)
Tax Bill	$12,461 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-041-26-00`

Property Details

APN / Parcel Number

Primary APN	`215-041-26-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,923 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,771 sqft (0.201 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6646 ELEGANT TERN PL
City	CARLSBAD
State	CA
Zip	92011-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-Q
Legal Description	LOT 15 TR 014440
Legal Subdivision	CARLSBAD COURT
Legal Tract	014440
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	22102

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6646 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Oct 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2006 · Amount on Record
Deed Sale	Aug 11, 2006 · Amount on Record
Prior Sale	Jun 3, 2004 · Amount on Record
Deed Document Number	2006572381
Last Transfer Date	Sep 25, 2020
Transfer Doc	0000638570
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6646 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6646 ELEGANT TERN PL, CARLSBAD, CA 92011-2640

Mortgage

Document Number	0000191522
Date	Mar 11, 2021
Instrument	2021-0191522

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	7.87%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2020
Property Address	6646 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Document Number	0000638570
Instrument Date	Sep 25, 2020
Instrument	638570
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6646 ELEGANT TERN PL CARLSBAD CA 920112640, CARLSBAD, CA 92011-2640

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2019
Property Address	6646 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Document Number	0000603875
Instrument Date	Oct 30, 2019
Instrument	603875
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6646 ELEGANT TERN PL CARLSBAD CA 920112640, CARLSBAD, CA 92011-2640

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,098,208 (+2%) Land $628,023 Building $470,185
2025	$12,461.00 (+3.79%) Homeowner's exemption	$1,076,675 (+4.04%) Land $615,709 Building $460,966
2023	$12,006.00 (+1.47%) Homeowner's exemption	$1,034,868 Land $591,801 Building $443,067
2022	$11,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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