6645 Elegant Tern Pl, Carlsbad, CA 92011 Property Records

San Diego County property record for 6645 Elegant Tern Pl, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,320 sqft · built 2004
Lot Size	0.219 acres (9,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,995,000 (Apr 2024)
Tax Bill	$33,792 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`215-041-21-00`

Property Details

APN / Parcel Number

Primary APN	`215-041-21-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,320 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,527 sqft (0.219 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6645 ELEGANT TERN PL
City	CARLSBAD
State	CA
Zip	92011-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-Q
Legal Description	LOT 10 TR 014440
Legal Subdivision	CARLSBAD COURT
Legal Tract	014440
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	22102

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6645 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 3, 2020	Quit Claim Deed, Transfer INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
Nov 2, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Nov 2, 2020
Deed Document Number	202493338
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	0000683656
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2024
Property Address	6645 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Document Number	0000093338
Map Reference	MAP 14440
Instrument Date	Mar 28, 2024
Instrument	2024-0093338
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6645 ELEGANT TERN PL, CARLSBAD, CA 92011-2640

Mortgage

Document Number	0000093339
Date	Apr 15, 2024
Instrument	2024-0093339

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2020
Property Address	6645 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Document Number	0000683656
Instrument Date	Oct 22, 2020
Instrument	683656
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6645 ELEGANT TERN PL CARLSBAD CA 920112640, CARLSBAD, CA 92011-2640

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2020
Property Address	6645 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Document Number	0000679091
Map Reference	MAP 14440
Instrument Date	Oct 22, 2020
Instrument	2020-0679091
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	INNOVATIVE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6645 ELEGANT TERN PL, CARLSBAD, CA 92011-2640

Mortgage

Document Number	0000679092
Date	Nov 2, 2020
Instrument	2020-0679092

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2017
Property Address	6645 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Document Number	0000135922
Instrument Date	Mar 24, 2017
Instrument	135922
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6645 ELEGANT TERN PL CARLSBAD CA 920112640, CARLSBAD, CA 92011-2640

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,115,998 (+2%) Land $2,288,880 Building $827,118
2025	$33,792.00 (+182.54%) Homeowner's exemption	$3,054,900 (+196.39%) Land $2,244,000 Building $810,900
2023	$11,960.00 (+1.46%) Homeowner's exemption	$1,030,708 Land $397,540 Building $633,168
2022	$11,788.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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