6638 Elegant Tern Pl, Carlsbad, CA 92011 Property Records

San Diego County property record for 6638 Elegant Tern Pl, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,983 sqft · built 2004
Lot Size	0.285 acres (12,424 sqft)
Owner	2 Company Names on Record
Last Sale	$2,495,000 (Apr 2024)
Tax Bill	$28,293 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`215-041-24-00`

Property Details

APN / Parcel Number

Primary APN	`215-041-24-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,983 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	12,424 sqft (0.285 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6638 ELEGANT TERN PL
City	CARLSBAD
State	CA
Zip	92011-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-Q
Legal Description	LOT 13 TR 014440
Legal Subdivision	CARLSBAD COURT
Legal Tract	014440
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	22102

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Dec 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Dec 24, 2012 · Amount on Record
Deed Document Number	2024104270
Prior Transfer Date	Dec 20, 2017
Prior Transfer Doc	0000164102
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2024
Property Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Document Number	0000104270
Map Reference	MAP 14440
Instrument Date	Apr 8, 2024
Instrument	2024-0104270
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640

Mortgage

Document Number	0000104271
Date	Apr 25, 2024
Instrument	2024-0104271

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640

Mortgage

Document Number	0000342210
Date	Dec 13, 2023
Instrument	2023-0342210

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2025

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640

Mortgage

Document Number	0000341017
Date	Dec 11, 2023
Instrument	2023-0341017

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	7.75%
Max Rate At Change	12.7%
Margin	3
Max Rate	12.7%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049005
Date	Jan 30, 2020
Instrument	2020-0049005

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2018
Property Address	6638 ELEGANT TERN PL, CARLSBAD, CA 92011-2640
Document Number	0000164102
Instrument Date	Dec 20, 2017
Instrument	164102
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6638 ELEGANT TERN PL CARLSBAD CA 920112640, CARLSBAD, CA 92011-2640

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,595,798 (+2%) Land $1,872,720 Building $723,078
2025	$28,293.00 (+92.55%) Homeowner's exemption	$2,544,900 (+98.17%) Land $1,836,000 Building $708,900
2023	$14,694.00 (+1.48%) Homeowner's exemption	$1,284,208 Land $828,523 Building $455,685
2022	$14,479.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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