6645 Koski Rd, Tower, MN 55790 Property Records

St. Louis County property record for 6645 Koski Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 640 sqft · built 1985
Lot Size	14.3 acres (623,816 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Nov 2021)
Tax Bill	$656 (2026)
Deeds & Mortgages	Nov 2021 Sale Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`560-0019-00030`

Property Details

APN / Parcel Number

Primary APN	`560-0019-00030`
Alternative APN	`1120684`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	640 sqft Gross Area
1st Floor Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Lot Area	623,816 sqft (14.3 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	136 sqft
Deck Area	53 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1120684
Street Address	6645 KOSKI RD
City	TOWER
State	MN
Zip	55790-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	TRACT C SERIAL #
Legal Subdivision	REGISTERED LAND SURVEY NO 30
Legal Tract	C
Jurisdiction	ST LOUIS MN
Township / Civil Division	VERMILION LAKE
Census Block Group	4
Census Block	4000
Census Tract	15200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6645 KOSKI RD, TOWER, MN 55790-8217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer
Nov 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	20211049456
Prior Transfer Date	May 11, 2018
Prior Transfer Doc	0000998264
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 12, 2021
Property Address	6645 KOSKI RD, TOWER, MN 55790-8217
Document Number	0001049456
Instrument Date	Nov 1, 2021
Instrument	1049456
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6645 KOSKI RD, TOWER, MN 55790-8217

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 1, 2017
Property Address	6645 KOSKI RD, TOWER, MN 55790-8217
Document Number	000T991659
Instrument Date	Sep 15, 2017
Instrument	T991659
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$181.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7554 KOSKI RD EMBARRASS MN 55732, EMBARRASS, MN 55732

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Vermilion Lake Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$656.00 (+12.71%) Homeowner's exemption
2025	$582.00 (-37.28%) Homeowner's exemption	$163,500 (+7.21%) Land $125,600 Building $37,900	$163,500 (+7.21%) Land $125,600 Building $37,900
2024	$928.00	$152,500 (+15.18%) Land $117,500 Building $35,000	$152,500 (+15.18%) Land $117,500 Building $35,000
2022		$132,400 Land $102,100 Building $30,300	$132,400 Land $102,100 Building $30,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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