6577 Koski Rd, Tower, MN 55790 Property Records

St. Louis County property record for 6577 Koski Rd, Tower, MN 55790

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 924 sqft · built 1972
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Jan 2018)
Tax Bill	$286 (2026)
Deeds & Mortgages	Jan 2018 Sale Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-0010-01476`

Property Details

APN / Parcel Number

Primary APN	`560-0010-01476`
Alternative APN	`1044242`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	924 sqft Gross Area
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1044242
Street Address	6577 KOSKI RD
City	TOWER
State	MN
Zip	55790-8212
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RES
Legal Description	WLY 220 FT OF ELY 660 FT OF NW1/4 OF SE1/4LYING NLY OF KOSKI RD SERIAL #
Legal Range	16W
Legal Township	61N
Legal Section	09
Legal Subdivision	VERMILION LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	VERMILION LAKE
Census Block Group	4
Census Block	4000
Census Tract	15200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6577 KOSKI RD, TOWER, MN 55790-8212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Grant Deed, Transfer ALL AMERICAN TITLE
Jan 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	20181325174
Record Updated	Sep 20, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 3, 2018
Property Address	6577 KOSKI RD, TOWER, MN 55790-8212
Document Number	00A1325174
Instrument Date	Nov 10, 2017
Instrument	A1325174
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$161.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6577 KOSKI RD TOWER MN 557908212, TOWER, MN 55790-8212

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6577 KOSKI RD, TOWER, MN 55790-8212
Document Number	00A1302573
Instrument Date	Jan 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	UP N TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6577 KOSKI RD TOWER MN 557908212, TOWER, MN 55790-8212

Mortgage

Document Number	00A1302573
Date	Jan 23, 2017
Instrument	A1302573

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 22, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Vermilion Lake Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$286.00 (+5.15%)
2025	$272.00 (-2.16%)	$35,900 (+4.36%) Land $35,900	$35,900 (+4.36%) Land $35,900
2024	$278.00	$34,400 (+13.91%) Land $34,400	$34,400 (+13.91%) Land $34,400
2022		$30,200 Land $30,200	$30,200 Land $30,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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