6573 Koski Rd, Tower, MN 55790 Property Records

St. Louis County property record for 6573 Koski Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	6.78 acres (295,337 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Oct 2016)
Tax Bill	$488 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`560-0010-01478`

Property Details

APN / Parcel Number

Primary APN	`560-0010-01478`
Alternative APN	`1017367`

Interior

Stories	1 Story

Exterior

Exterior Material	Wood
Construction Type	Frame
Lot Area	295,337 sqft (6.78 acres)
Cabin	96 sqft
Storage Building	25 sqft

Location & Zoning

Account Number	1017367
Street Address	6573 KOSKI RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	ELY 220 FT OF NW1/4 OF SE1/4 SERIAL #
Legal Range	16W
Legal Township	61N
Legal Section	09
Legal Subdivision	VERMILION LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	VERMILION LAKE
Census Block Group	4
Census Block	4000
Census Tract	15200

Owner

Source: St. Louis County records · APN 560-0010-01478

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23251 ALBERS AVE, FARIBAULT, MN 55021-8700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit THE STATE BANK OF FARIBAULT
Dec 07, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2016 · Amount on Record
Deed Sale	Oct 04, 2016 · Amount on Record
Deed Document Number	20161295008
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6573 KOSKI RD, TOWER, MN 55790
Transaction Type	Mortgage
Record Updated	Oct 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14712 ACORN TRL, FARIBAULT, MN 55021-7316

Mortgage

Document Number	0001463658
Date	Mar 21, 2023
Instrument	1463658

Lender

Name	THE STATE BANK OF FARIBAULT
Type	Bank
Address	FARIBAULT, MN 55021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 03, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 07, 2021
Property Address	6573 KOSKI RD, TOWER, MN 55790
Document Number	0001431860
Instrument Date	Oct 07, 2021
Instrument	1431860
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$148.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12187 ECHO AVE, LONSDALE, MN 55046-4417

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Vermilion Lake Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$488.00 (+4.72%)
2025	$466.00 (-2.1%)	$50,700 (+4.97%) Land $49,100 Building $1,600	$50,700 (+4.97%) Land $49,100 Building $1,600
2024	$476.00	$48,300 (+15.83%) Land $46,800 Building $1,500	$48,300 (+15.83%) Land $46,800 Building $1,500
2022		$41,700 Land $40,400 Building $1,300	$41,700 Land $40,400 Building $1,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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