6640 Thistle Down Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 6640 Thistle Down Dr, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,970 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Feb 2021)
Tax Bill	$3,269 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01018A0182.000000`

Property Details

APN / Parcel Number

Primary APN	`01018A0182.000000`
Alternative APNs	`5527 26 7897` `39804` `40090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,970 sqft Living Area
Gross Area	3,964 sqft
1st Floor Area	1,276 sqft
Upper Floors Area	1,694 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	119 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	682 sqft
Driveway	Concrete Driveway
Driveway Area	220 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	40090
Street Address	6640 THISTLE DOWN DR
City	HARRISBURG
State	NC
Zip	28075-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 182 CANTERFIELD ESTATES E
Legal Subdivision	CANTERFIELD ESTATES
Legal Lot Number	182
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2036
Census Tract	41504

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6640 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 4, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Feb 1, 2006 · Amount on Record
Deed Book / Page	14888 / 81
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6640 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001559639
Date	Oct 22, 2021
Book Page	15596/39

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 4, 2021
Property Address	6640 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Document Number	0001488881
Book / Page	14888 / 81
Map Reference	MB 47 PG 73
Instrument Date	Feb 1, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	MASTERS TITLE AGENCY INC, MASTERS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 79TH ST, 1415, NORTH BERGEN, NJ 07047-4146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 THISTLE DOWN DR, HARRISBURG, NC 28075-6687

Mortgage

Document Number	0001488883
Date	Feb 4, 2021
Instrument	14888/83

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6640 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Document Number	1344651
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 THISTLE DOWN DR HARRISBURG NC 280756687, HARRISBURG, NC 28075-6687

Mortgage

Document Number	1344651
Date	Apr 4, 2019
Book Page	013446/000051
Instrument	7912

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,990 (+57.8%) Land $80,000 Building $358,990
2024			$438,990 (+57.8%) Land $80,000 Building $358,990
2023	$3,269.00	$278,190 Land $55,000 Building $223,190	$278,190 Land $55,000 Building $223,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	11 (2008–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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