6637 Thistle Down Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 6637 Thistle Down Dr, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,152 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Mar 2020)
Tax Bill	$3,244 (2023)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`01018A0281.000000`

Property Details

APN / Parcel Number

Primary APN	`01018A0281.000000`
Alternative APNs	`5527 26 9864` `137049`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,152 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	1,458 sqft
Upper Floors Area	1,694 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	204 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	137049
Street Address	6637 THISTLE DOWN DR
City	HARRISBURG
State	NC
Zip	28075-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 281 CANTERFIELD ESTATES
Legal Subdivision	CANTERFIELD ESTATES
Legal Lot Number	281
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2038
Census Tract	41504

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6637 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 18, 2020	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Book / Page	14082 / 99
Prior Transfer Date	Jun 5, 2007
Prior Transfer Doc	0000761083
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 26, 2020
Property Address	6637 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Document Number	1408299
Book / Page	014082 / 000099
Instrument Date	Mar 19, 2020
Instrument	9234
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6637 THISTLE DOWN DR HARRISBURG NC 280756687, HARRISBURG, NC 28075-6687

Mortgage

Document Number	14082101
Date	Mar 26, 2020
Book Page	014082/000101
Instrument	9235

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 18, 2020
Property Address	6637 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Document Number	14065256
Book / Page	014065 / 000256
Instrument Date	Jun 13, 2006
Instrument	8276
Transaction Type	Subdivision Related Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$476.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 CONIFER CIR CHARLOTTE NC 282133139, CHARLOTTE, NC 28213-3139

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,710 (-) Land $80,000 Building $369,710
2025		$449,710 (+62.89%) Land $80,000 Building $369,710
2024			$449,710 (+62.89%) Land $80,000 Building $369,710
2023	$3,244.00	$276,080 Land $55,000 Building $221,080	$276,080 Land $55,000 Building $221,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	11 (2008–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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