6629 Thistle Down Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 6629 Thistle Down Dr, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,152 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2026)
Tax Bill	$3,215 (2023)
Deeds & Mortgages	Oct 2026 Sale & Construction Loan Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01018A0283.000000`

Property Details

APN / Parcel Number

Primary APN	`01018A0283.000000`
Alternative APNs	`5527 36 0925` `78980`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,152 sqft Living Area
Gross Area	3,754 sqft
1st Floor Area	1,458 sqft
Upper Floors Area	1,694 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	78980
Street Address	6629 THISTLE DOWN DR
City	HARRISBURG
State	NC
Zip	28075-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 283 CANTERFIELD ESTATES
Legal Subdivision	CANTERFIELD ESTATES
Legal Lot Number	283
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2038
Census Tract	41504

Owner

Source: Cabarrus County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9281 PERSEVERANCE DR, HARRISBURG, NC 28075-8397
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Construction Loan · Construction Mortgage LOANDEPOT.COM LLC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Aug 14, 2009 · Amount on Record
Deed Document Number	202623281
Deed Book / Page	18192 / 232
Prior Transfer Date	Dec 1, 2010
Prior Transfer Doc	0000940387
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 2, 2026
Property Address	6629 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Document Number	0000023281
Book / Page	18192 / 232
Instrument Date	Sep 21, 2026
Instrument	202623281
Transaction Type	Construction Loan
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9281 PERSEVERANCE DR, HARRISBURG, NC 28075-8397

Mortgage

Document Number	0000023282,
Date	Oct 2, 2026
Instrument	202623282

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6629 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15247317
Date	Jun 14, 2021
Book Page	15247/317

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,620 (-) Land $80,000 Building $365,620
2025		$445,620 (+62.84%) Land $80,000 Building $365,620
2024			$445,620 (+62.84%) Land $80,000 Building $365,620
2023	$3,215.00	$273,650 Land $55,000 Building $218,650	$273,650 Land $55,000 Building $218,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	11 (2008–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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