664 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 664 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,673 sqft Heated Area
Lot Size	8,756 sqft (0.201 acres)
Occupancy	Owner Occupied
Last Sale	$153,000 (2010)
Tax Bill	$1,765.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`149482`
Alternative APN	`142630006600013650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,673 sqft Heated Area
Gross Area	2,272 sqft Gross Area
1st Floor	1,673 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2010
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,756 sqft (0.201 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	438 sqft Garage
Porch	Open Porch
Porch Area	161 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	149482
Street Address	664 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7831
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PH 8 PB 19 PGS 133-134 LOT 365
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Phase	8
Legal Tract	66
Legal Block	1
Legal Lot Number	365
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43303

Owner

Source: Osceola County records · APN 149482

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	664 SENECA TRL, SAINT CLOUD, FL 34772-7831
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2010 · Amount on Record
Deed Sale	Apr 23, 2010 · Amount on Record
Deed Doc Number	2010057830
Deed Book / Page	3976 / 1085
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	664 SENECA TRL, SAINT CLOUD, FL 34772-7831
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 SENECA TRL, SAINT CLOUD, FL 34772-7831

Mortgage

Document Number	0058581200
Date	Dec 28, 2020
Book Page	5858/1200
Instrument	2020175223

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,765.00 (+7.29%) Homeowner's exemption	$141,498 (+5.99%)	$316,900 (-3.53%) Land $78,000 Building $238,900
2023	$1,645.00 (+4.38%) Homeowner's exemption	$133,506 (+3%)	$328,500 (+23.82%) Land $60,000 Building $268,500
2022	$1,576.00 Homeowner's exemption	$129,618	$265,300 Land $55,000 Building $210,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.