Osceola County property record for 658 Seneca Trl, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,348 sqft Living Area |
| Lot Size | 9,496 sqft (0.218 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $223,000 (2016) |
| Tax Bill | $3,191.00 (2025) |
| Primary APN | 14-26-30-0066-0001-3660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 3,030 sqft Gross Area |
| 1st Floor Area | 2,348 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,496 sqft (0.218 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 420 sqft Garage |
| Porch | Finished/Open Porch |
| Porch Area | 262 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 658 SENECA TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 8 PB 19 PGS 133-134 LOT 366 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 8 |
| Legal Phase | 8 |
| Legal Tract | 66 |
| Legal Block | 3660 |
| Legal Lot Number | 366 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0066-0001-3660
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 658 SENECA TRL, SAINT CLOUD, FL 34772-7831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2016 · Amount on Record |
| Deed Sale | Jun 28, 2016 · Amount on Record |
| Prior Sale | Sep 01, 2009 · Amount on Record |
| Deed Document Number | 201698604 |
| Deed Book / Page | 4983 / 1940 |
| Prior Transfer Date | Jan 14, 2015 |
| Prior Transfer Doc | 0047230245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 09, 2026 |
| Property Address | 658 SENECA TRL, SAINT CLOUD, FL 34772-7831 |
| Document Number | 0000075670 |
| Book / Page | 6985 / 361 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202675670 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 658 SENECA TRL, SAINT CLOUD, FL 34772-7831 |
| Investor | Possibly a Property Investor |
| Document Number | 0000075670, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 6985/361 |
| Instrument | 202675670 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 658 SENECA TRL, SAINT CLOUD, FL 34772-7831 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0059741767 |
|---|---|
| Date | Jun 07, 2021 |
| Book Page | 5974/1767 |
| Instrument | 2021087693 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,191.00 (+3.64%) Homeowner's exemption Disabled Person's exemption | $226,192 (+5.99%) | $348,400 (-9.88%) Land $78,000 Building $270,400 |
| 2024 | $3,079.00 (+2.84%) | ||
| 2023 | $2,994.00 (+0.98%) Homeowner's exemption Disabled Person's exemption | $213,416 (+3%) | $386,600 (+24.31%) Land $60,000 Building $326,600 |
| 2022 | $2,965.00 Homeowner's exemption Disabled Person's exemption | $207,200 | $311,000 Land $55,000 Building $256,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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