664 Otter Dr, Ferrum, VA 24088 Property Records

Franklin County property record for 664 Otter Dr, Ferrum, VA 24088

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$149,970 (Aug 2020)
Tax Bill	$961 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099 00-018 38`

Property Details

APN / Parcel Number

Primary APN	`099 00-018 38`
Alternative APN	`28450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28450
Street Address	664 OTTER DR
City	FERRUM
State	VA
Zip	24088-2719
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	NZ
Legal Description	OTTER CREEK FARM TRACT 19 SECTION 2
Legal Subdivision	OTTER CREEK FARM
Legal Phase	19
Legal Tract	19
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2024
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	664 OTTER DR, FERRUM, VA 24088-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	20205937
Deed Book / Page	1144 / 2932
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 18, 2020
Property Address	664 OTTER DR, FERRUM, VA 24088-2719
Document Number	0011442932
Book / Page	1144 / 2932
Map Reference	MB 493 PG 1348
Instrument Date	Aug 13, 2020
Instrument	200005937
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	664 OTTER DR, FERRUM, VA 24088-2719

Mortgage

Document Number	200005938
Date	Aug 18, 2020
Instrument	200005938

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$961.00 (+24.81%)	$223,700 (+77.12%) Land $40,000 Building $183,700	$223,700 (+77.12%) Land $40,000 Building $183,700
2023	$770.00	$126,300 (-) Land $33,000 Building $93,300	$126,300 (-) Land $33,000 Building $93,300
2022		$126,300 Land $33,000 Building $93,300	$126,300 Land $33,000 Building $93,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Otter Dr

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