1679 Otter Dr, Ferrum, VA 24088 Property Records

Franklin County property record for 1679 Otter Dr, Ferrum, VA 24088

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 2004
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Jan 2018)
Tax Bill	$851 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099 00-018 12`

Property Details

APN / Parcel Number

Primary APN	`099 00-018 12`
Alternative APN	`28424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	348,480 sqft (8 acres)
Terrain	Rolling
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28424
Street Address	1679 OTTER DR
City	FERRUM
State	VA
Zip	24088-2715
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	NZ
Legal Description	OTTER CREEK FARM TRACT 45 SECTION 3
Legal Subdivision	OTTER CREEK FARM
Legal Phase	45
Legal Tract	45
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3006
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1679 OTTER DR, FERRUM, VA 24088-2715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 29, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	2018523
Deed Book / Page	1103 / 2744
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1679 OTTER DR, FERRUM, VA 24088-2715
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011833026
Date	May 6, 2022
Book Page	1183/3026
Instrument	220003623

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 29, 2018
Property Address	1679 OTTER DR, FERRUM, VA 24088-2715
Document Number	0011032744
Book / Page	001103 / 002744
Instrument Date	Jan 29, 2018
Instrument	523
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1679 OTTER DR FERRUM VA 240882715, FERRUM, VA 24088-2715

Mortgage

Document Number	11032746
Date	Jan 29, 2018
Book Page	001103/002746
Instrument	524

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$851.00 (+33.39%)	$198,100 (+89.39%) Land $36,000 Building $162,100	$198,100 (+89.39%) Land $36,000 Building $162,100
2023	$638.00	$104,600 (-) Land $29,000 Building $75,600	$104,600 (-) Land $29,000 Building $75,600
2022		$104,600 Land $29,000 Building $75,600	$104,600 Land $29,000 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Otter Dr

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