651 Otter Dr, Ferrum, VA 24088 Property Records

Franklin County property record for 651 Otter Dr, Ferrum, VA 24088

Property Summary

Property Type	Residential Vacant Land
Lot Size	15.1 acres (661,633 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,500 (Aug 2023)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Aug 2023 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099 00-018 32`

Property Details

APN / Parcel Number

Primary APN	`099 00-018 32`
Alternative APN	`28444`

Exterior

Lot Area	661,633 sqft (15.1 acres)
Terrain	Rolling

Location & Zoning

Account Number	28444
Street Address	651 OTTER DR
City	FERRUM
State	VA
Zip	24088-2745
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	NZ
Legal Description	OTTER CREEK FARM TRACT 32A SECTION 2
Legal Subdivision	OTTER CREEK FARM
Legal Phase	32A
Legal Tract	32A
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3006
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	273 FRIENDS RD, NOTTINGHAM, PA 19362-9022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 14, 2021	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Apr 14, 2021 · Amount on Record
Deed Document Number	20234809
Deed Book / Page	1202 / 2750
Record Updated	Sep 20, 2026

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 18, 2023
Property Address	651 OTTER DR, FERRUM, VA 24088-2745
Document Number	0012022750
Book / Page	1202 / 2750
Map Reference	MB 945 PG 149
Instrument Date	Aug 17, 2023
Instrument	230004809
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$53.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	273 FRIENDS RD, NOTTINGHAM, PA 19362-9022

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 14, 2021
Property Address	651 OTTER DR, FERRUM, VA 24088-2745
Document Number	0011602991
Book / Page	1160 / 2991
Instrument Date	Apr 9, 2021
Instrument	210003524
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8062 ROANOKE RD, FINCASTLE, VA 24090-5239

Mortgage

Document Number	0011602994
Date	Apr 14, 2021
Book Page	1160/2994
Instrument	210003525

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,202.00 (+477.88%)	$34,100 (-) Land $34,100	$34,100 (-) Land $34,100
2023	$208.00	$34,100 (-) Land $34,100	$34,100 (-) Land $34,100
2022		$34,100 Land $34,100	$34,100 Land $34,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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